Privacy Policy

When you request a free rate check through our site, you provide us with personal details you provide directly to us — things like your name, address, email, state of residence, phone number, a general picture of your current credit situation, your IP address, your interactions with our site, and how you found us.

With your consent, we may send recurring marketing communications, loan updates, and loan service-related text messages. Message frequency varies. Message and data rates may apply. Reply STOP to opt out of marketing text messages at any time or HELP for assistance. Opting out of marketing texts does not prevent us from sending non-marketing communications needed to respond to an active request, service an account, or comply with law. Consent to marketing text messages is not a condition of purchase.

We do not sell, rent, share, transfer, or disclose your personal information to any outside party. Mobile information and text-messaging opt-in data and consent will not be shared with third parties or affiliates for marketing or promotional purposes. Your information is retained and used internally by Tri County Capital LLC only to evaluate, originate, and service your direct loan request.

We also collect some non-identifying information automatically — things like the site you came from, which pages you viewed, and what browser you're using.

If you proceed with a direct loan from Tri County Capital LLC, we may collect additional information internally, such as employment, address history, account balances, and other information needed for underwriting and servicing.

We use information collected through our site to prepare your rate estimate, evaluate and process your request, communicate with you, originate and service loans made directly by Tri County Capital LLC, and provide the personal-loan and debt-resolution options you requested.

As disclosed at the point of collection, we may provide application, contact, and credit-related information to Liberty First Lending, LLC dba Payless USA, Americor, their affiliates, partners, and authorized third parties so they may evaluate available options, perform an authorized soft credit inquiry, and contact you pursuant to your consent.

We do not sell text-message opt-in or consent data. We disclose such data only to service providers and authorized partners as needed to deliver the requested communications and services, or when required by law.

We may also use aggregate site-performance measurements to improve our website.

A cookie is a small file your browser stores to help a site remember things between visits. We use cookies here, but we don't tie what's stored in them to any personal information you've given us.

Some of our cookies are persistent, meaning they stick around after you close your browser. You can clear these anytime through your browser's settings. We use them to understand what our visitors are interested in and make the site more useful. Turning cookies off won't stop you from being able to use our site.

We do not permit any outside party to place cookies that receive personal information from this site.

We do not use third-party tracking pixels to transmit personal information to any outside party.

Any internal site measurement is limited to aggregate performance and is not shared, transferred, or disclosed outside Tri County Capital LLC.

Access to your personal information is limited to the people on our team who genuinely need it to help with your request or service your account. We keep physical, electronic, and procedural protections in place consistent with federal requirements, and everyone on our team is trained on how to handle information responsibly.

This section applies if you're a California resident and we've collected personal information about you — whether through our website, by using our services, or through any other communication with us.

What “personal information” doesn't include

• Information that's already public through government records
• Information that's been de-identified or aggregated
• Health information covered separately under HIPAA or California's medical confidentiality law
• Information already governed by a specific federal or state privacy law, including the Fair Credit Reporting Act and the Gramm-Leach-Bliley Act

Where we get your information

• Directly from you, when you fill out our forms or reach out to us
• From your activity on our website
• From publicly available sources
• From job applicants and team members, where relevant

How we use it

• To respond to and fulfill your rate request
• To pull consumer report information for pre-qualification purposes
• To send updates about your direct Tri County Capital LLC loan request
• To meet our obligations under any agreement you've entered with us
• To improve our website and how it works
• For internal research, testing, and product development
• To meet legal, audit, and compliance obligations

No sale or sharing of your information

Tri County Capital LLC does not sell, rent, share, transfer, or disclose personal information to any outside party. We have not sold or shared identifiers, commercial information, internet activity, or other personal information during the preceding twelve months.

Your rights under California law

• Right to Know — ask what we collect and how we use it internally
• Right to Delete — ask us to delete what we have on file
• No Sale or Sharing — your information is not sold or shared
• Right to Data Portability — get a copy of your data in a usable format
• Right to Non-Discrimination — we won't treat you differently for exercising these rights

To protect your privacy, requests to access, correct, delete, or obtain a copy of personal information must be submitted directly by you and verified using information already associated with your account or request.

To use any of these rights, reach us at [email protected] or by calling 1-844-952-3406.

Tri County Capital LLC does not sell personal information. We may disclose information to the parties and for the purposes described at the point of collection and in this policy. To request access, correction, or deletion, email us at [email protected] or call 1-844-952-3406.

Questions or concerns about this policy? Reach us at [email protected]. If you run into any technical trouble using our site, that's the right place to reach out too.

For more on your rights under the Fair Credit Reporting Act, the Consumer Financial Protection Bureau publishes a summary of your rights, along with guidance on disputing an error on your credit report.